Enjoy life without stressing about money
1:1 financial coaching to grow your savings, pay off debt, and finally break free from the paycheck to paycheck cycle. You deserve financial stability while still enjoying your life.

Spend Freely without Guilt
Know exactly what’s available to spend without mental math or second-guessing

Get Ahead of Payday
Build enough cushion so your life no longer revolves around when you get paid

Be Ready for the Unknown
Have money set aside for life’s curveballs so a random expense doesn’t derail you

Take Care of Future You
Give your future self a seat at the table while fully enjoying your life today
Make money one less thing to worry about
You’re making good money. Paying your bills. Handling your responsibilities. On paper, things look pretty good. So why does it still feel like a struggle to get ahead? Maybe your savings never seem to stay saved. Your credit card balances keep creeping back up. Or every time you think you’re finally making some progress, something comes up and throws everything off.
You’re smart and capable as hell. But when managing your money feels harder than it should, it’s easy to start thinking you’re the problem. And you’re tiiiiiired. Tired of wondering why you can’t seem to figure this out.
Don’t worry. I got you.
You don’t need more discipline. You aren’t bad with money. A failure. A fraud. Or any of that other BS you’ve been telling yourself. You’re not alone. And you definitely don’t have to keep figuring it out on your own.
Imagine money feeling easy
No more wondering, “Did I pay the power bill?” (or getting hit with a late fee because you forgot – been there!). Or feeling guilty when you buy something you genuinely need – or deserve. Bills are paid automatically. Savings grow consistently. Debt steadily decreases. And you’re no longer waiting for the next payday, telling yourself, “I’ll do better next month.“
You start making real progress towards your goals without having to constantly think about, check on, or rearrange your money and life. You spend less time thinking about money and more time actually enjoying it.

You already have what it takes
You just need a trusted guide to help you feel calm, confident, and in control
Let Me Help You
Make It Make Cents

Let’s face it: you already have enough on your plate. A busy career, an active social life, family, kids, maybe even a side hustle or two. Managing your money shouldn’t feel like another job. It should make sense for your life.
That’s exactly what my Make It Make Cents program is for. Over six months of 1:1 coaching, we’ll go beyond just creating a budget. You’ll get personalized strategy, accountability, and support to consistently grow your savings, pay down debt, and actually enjoy your money in a way that works for your unique lifestyle. No guesswork. And absolutely no judgment. Just bring your goals. I’ll bring the strategy. And we’ll figure it out, together.

What I thought would be a simple Google search to find help me build a budget, ended up being a huge shift in my personal life. Now that I have created a clear system with Marisa, managing my finances has become a system that I will forever live by. I have more mental ease now when it comes to my money and have built better habits. It is a small investment for an overall much larger return as the benefits will show in your personal life.
– Jaleigha
How We Work Together

Step 1
Free Clarity Call
Start with a free 45 minute call to discuss your goals, answer questions, and see if Make It Make Cents is the best next step for you

Step 2
Make It Make Cents
$350/month or $180/biweekly
Work together for six months to grow your savings, pay down debt, and make real progress towards your goals without babysitting a budget
“I never thought I’d get to this place financially.”
– Make It Make Cents Client

Marisa Stephens, AFC® candidate
Your Financial Coach
Hey! I’m Marisa, and I know what it’s like to be the one responsible for the household finances, while also balancing a career, marriage, motherhood, and just having fun. The pressure. The guilt. The grind. The tug-of-war between wanting to enjoy life now and still build for the future.
I went from no one teaching me about money to becoming a first-generation millionaire by the age of 36, something I never imagined was possible. And I did it without putting my life on hold. Now, my lifestyle is both fulfilling and financially secure. And I’m on a mission to bring that same balance to you. No matter where you’re starting from, there’s more possible for you. Let me show how. Because I get it. And I got you.

I was afraid of financial coaching…but Marisa made this the smoothest, easiest and most peaceful process. She helped me tackle my spending, be honest with myself about my financial mindset, learn how to actually budget and start to save – all without judgment or condemnation. I would recommend everyone to her, even the ones who ‘think’ they got it together financially!
– Jenay
Financial stability is more than just a number
It’s about having the freedom and flexibility to live the life you want.
- More experiences. Take your dream vacation, make good on a promise to the kids, or finally plan that trip that’s been living in the group chat.
- More room for you. Spend freely without feeling like you have to choose between yourself and the people you love.
- More options. Say yes to convenience, take time to rest, create more joy, and still make progress toward your future.
You don’t have to choose between being responsible with your money and actually enjoying it. Your money should support the life you want to live, not stop you from living it.

Ready to enjoy your money simply, effortlessly, and unapologetically?

Financial coaching for busy millennials ready to spend on purpose, save with ease, and finally use their money to create a life filled with unapologetic joy.
Let’s Be Friends