Financial coaching that focuses on life, not numbers
Get in the driver seat of your life by taking control of your money. You deserve to spend unapologetically on what you value the most.

Obtain Financial Clarity
Get a clear understanding of your current financial position and actionable steps to get to where you want to be.

Spend Freely without Guilt
Know exactly how and where you want to spend your money, without worry or sacrificing the things you love.

Make Smart Money Moves
Develop the skills to see how spending choices affect your lifestyle and make informed decisions that work for you.

Save for Your Future Self
Give your future self a seat at the table for all money matters to ensure life pleasures continue beyond the present.
Helping busy Millennials spend smarter, save easier, and live fuller
You’ve Googled all the things. Watched countless videos. But managing your money still feels like a challenge. Maybe you’re making good money but always seem strapped for cash. Or want to do better, but no time to figure out money alone. Maybe you’ve tried budgeting, but it felt too restrictive. Or never tried it at all because… where would you even start. Don’t worry, I got you.
I’m here to help you understand, simplify, and take charge of your money so you can start saying “yes” to the things that you enjoy.
Whether you want to tackle debt, grow your savings, or optimize your income, I’ll meet you where you are. Your financial journey is uniquely yours—let me support you along the way.


Before working with Marisa I had a very difficult time understanding where my money was going. Since I’ve started working with her, I have a greater understanding of how and where my money is being spent. The skills she taught me have me in a much better position to pay off debt, while still being able to spend money on things I want.
– Coaching Client

Marisa Stephens, AFC
®
candidate
Your Financial Thought Partner
Hey! I’m Marisa, and I know what it’s like to be caught between paying off debt, building savings, and striving for financial freedom. The pressure. The guilt. The grind. The tug-of-war between wanting to enjoy life now and still build for the future. I’ve worked with single professionals, young families, solopreneurs, and everything in between. Some barely getting by, others managing multiple income streams. The truth? Almost everyone feels like they ‘should be doing better.’
After navigating my own financial challenges, I discovered the power of a solid money plan, which pushed the boundaries of what I thought was possible. And gave me options I didn’t know I had. As a first-generation millionaire, my lifestyle is now both fulfilling and financially secure. And I’m on a mission to bring that same freedom to you and help you strategically and effortlessly use your money to live a more satisfying life – on your terms. Because I get it. And I got you.
Let Me Help You
Make It Make Cents
Let’s be real: There’s no shortage of financial information out there. But when you’re balancing work, family, and real life, it’s easy to feel overwhelmed. Marketing tells you what you “should” do. Social media makes you feel behind.
But you don’t need more advice. You need a plan that fits YOUR lifestyle. And a trusted guide to support you in bringing it to life. I’ll help you cut through the noise and tap into what truly matters to you. So you can spend with confidence and live a life that feels good without giving up the things you love. No guesswork. And absolutely no judgment. Just bring your goals, I’ll bring the strategy. And we’ll figure it out, together.
Ready to Make It Make Cents? Let’s Talk

Step 1
Free Money Chat
Start with a 30-minute call to share your goals, ask questions, and feel confident about your next financial steps.

Step 2
Make It Make Cents Program
Receive personalized guidance to help you reach your financial goals while still enjoying life in 4 transformative months.

Step 3
Ongoing Coaching
Continue with ongoing support to help sustain your progress, handle life’s curveballs in real-time, and create lasting success.
“I’m feeling better already. Your spirit is just so peaceful and just assuring.”
– After Money Chat

Coaching with a Cause
Everyone deserves to be financially healthy, but the reality is, not everyone has the means to achieve it. I firmly believe the only way we grow as a community is by lifting each other up. With every coaching sale, a portion goes toward a scholarship fund that provides free financial coaching to low-income individuals in marginalized communities. So not only are you investing in yourself, but you’re helping improve the quality of life for someone in need. Together, we can break the cycle of economic disparity and build a legacy of financial wellness in our communities.
Are you ready to live a more financially fulfilling life?

Financial coaching for busy Millennials. Helping you understand, simplify, and take charge of your money so you can live a more financially fulfilling life.