Financial coaching that puts you first
Money decisions shouldn’t cost you your peace. You deserve to enjoy the life you’ve built – freely, fully, and unapologetically.

Obtain Financial Clarity
Get a clear understanding of your current financial position and actionable steps to get to where you want to be.

Spend Freely without Guilt
Know exactly how and where you want to spend your money, without worry or sacrificing the things you love.

Make Smart Money Moves
Develop the skills to see how spending choices affect your lifestyle and make informed decisions that work for you.

Save for Your Future Self
Give your future self a seat at the table for all money matters to ensure life pleasures continue beyond the present.
Helping busy Millennials turn money anxiety into confidence and ease
You’ve Googled all the things. Watched countless videos. But managing your money still feels like a struggle. You’re the one who holds everything down – but internally, you’re anxious, stretched thin, and drained from trying to figure it out on your own, not knowing where to start or who to trust. That’s a lot.
Don’t worry, I got you.
I’m here to help you take control of your money without it taking over your life. Whether you want to tackle debt, grow your savings, or just have money left before payday, I’ll meet you where you are. Your financial journey is uniquely yours. Let me support you along the way.


I was afraid of financial coaching…but Marisa made this the smoothest, easiest and most peaceful process. She helped me tackle my spending, be honest with myself about my financial mindset, learn how to actually budget and start to save – all without judgment or condemnation. I would recommend everyone to her, even the ones who ‘think’ they got it together financially!
– Jenay W.
You already have what it takes.
You just need a trusted guide to ensure you stay consistent, confident, and in control.

Marisa Stephens, AFC® candidate
Your Financial Coach
Hey! I’m Marisa, and I know what it’s like to be caught between paying off debt, building savings, and striving for financial freedom. The pressure. The guilt. The grind. The tug-of-war between wanting to enjoy life now and still build for the future. I’ve worked with single professionals, young families, solopreneurs, and everything in between. Some barely getting by, others managing multiple income streams. The truth? Almost everyone feels like they ‘should be doing better.’
After navigating my own financial challenges, I built a solid money strategy that pushed the boundaries of what I thought was possible. And gave me options I didn’t know I had. Now, as a wife, mom, and first-generation millionaire, my lifestyle is both fulfilling and financially secure. And I’m on a mission to bring that same freedom to you, and help you strategically and effortlessly use your money to live a more satisfying life – on your terms. Because I get it. And I got you.
Let Me Help You
Make It Make Cents
There’s no shortage of financial information out there. But when you’re balancing work, family, and real life, it adds up. And it’s exhausting. Marketing tells you what you “should” do. Social media makes you feel behind.
But you don’t need more advice. You need to make sense of your money in the context of your life. That’s exactly what my Make It Make Cents program is for. I’ll help you work through money decisions, those “does this even make sense?” moments, and everything that’s been keeping you up at night. No guesswork. And absolutely no judgment. Just bring your goals. I’ll bring the strategy. And we’ll figure it out – together.
How We Work Together

Step 1
Free Clarity Call
Start with a 20 minute call to discuss your goals, ask questions, and determine if coaching (or another path) is the best next step.

Step 2
Make It Make Cents Program
Collaborate over 4 months to create your custom financial strategy, take action, and see real progress while still enjoying life.

Step 3
Ongoing Coaching
Continue with ongoing support to help sustain your progress, handle life’s curveballs in real-time, and create lasting success.
“I’m feeling better already. Your spirit is just so peaceful and just assuring.”
– After Free Clarity Call
You didn’t come this far to still feel broke inside.
Coaching isn’t just about what’s in your bank account. It’s about the life you get to live when the money part is finally handled.
- Unlock More Choices: You gain the power of having options. The option to travel. The option to rest. The option to confidently say “yes” to what matters and “no” to what doesn’t.
- Change How You Show Up: We don’t just talk about budgets, we remove the weight of financial stress. So you can be more present in your home, more confident in your relationships, and more at peace with yourself.
- Start a New Legacy: You might not have been handed a financial blueprint, but you’re the one creating it now. We’ll break generational patterns and build a new legacy of wealth and knowledge.

Everyone trusts you. Are you ready to start trusting yourself?

Financial coaching for busy millennials ready to spend on purpose, save with ease, and finally feel confident with their money.
Let’s Be Friends